When using a Now-based Plan, I would prefer the simulation engine prorate the current year, with all subsequent years beginning on January 1st. A Now-based Plan makes annual projections from the current date. But, I manage my personal finances on a calendar year basis.

Viewing a Now-based Plan is helpful to me, because the projections reflect your latest updates to your Current Finances. However, viewing my projections on an annual period different from calendar year is confusing to me.

Cash Flow should still be looked at based on current year (vs. YTD), since ProjectionLab isn’t like Monarch, or another budgeting tool, where you’re reporting on actual cash flow.