Suggestions
HSA: have contribution split across Me/Spouse HSA accounts
The HSA item within the Cash Flow Priority only allows for 1-HSA account to flow the contribution money into. When Me/Spouse are married, they are constrained to the FAMILY HSA limits, but the contribution dollars can be distributed across both Me’s HSA account and Spouse’s HSA account.
Update the HSA config to allow both Me/Spouse accounts to be used. Update this config to allow the user to indicate % to Me (and then calculate % to Spouse), with a default of 50%.
There is another user’s suggestion in the box indicating that the HSA needs to allow $1000 when Me is 55+, and another $1000 when Spouse is 55+, but each $1000 has to flow into each Me/Spouse’s HSA account (can’t put $2000 in just the Spouse HSA account). So update HSA config to also handle this…