I’d love to see support for federal student loans, which have various income-driven repayment (IDR) plans.

In 2023, the Biden admin announced a new SAVE plan that my partner and I found especially difficult to forecast. Like other IDR plans, the amount you pay each month is limited based on your last year’s income. Unlike other IDR plans, interest doesn’t accrue beyond what’s included in your minimum monthly payment - assuming you pay it in full.

It would’ve been incredibly useful to model the various repayment plans we were eligible for against my partner’s expected earnings before locking one in - changing your repayment plan capitalizes unpaid interest, so it’s best to choose the right plan upfront.

Now that we have chosen, it’d be nice to factor in the changing monthly payment. As a doctor, she will have a large income bump a few years into her career following fellowship.