I’d like to be able to add HELOCs, SBLOCs, and other credit products to my plans that could be leveraged automatically in plans and in optimizers.

As an example, several years from now I expect to make large withdrawals for a few years to support my kids through college, generating penalized distributions. I’m pretty confident it would be wiser for me to draw on a HELOC or SBLOC instead and repay a couple of years later when those distributions wouldn’t be penalized, but it’d be nice if projection lab could help clarify those kinds of scenarios.