.CSV file download of future cash flows

"Decision variables"

"I Already Own This" checkbox for Housing Assets created inside the plan.

"safe to share" mode for maximal virality

"Stacked by Account" plots, but grouped or summarized by Account Owner

"Starting Amount" being a percent of another value or combination of values

401k employer match field is bugged

Ability to alter drawdown order at specific milestones

Ability to change principle place of residence to investment property (and vice versa) in plan

Ability to click on milestones in plots

Ability to Duplicate Real Assets linked from Current Finances into a plan

Ability to further specify how to drawdown from accounts

Ability to Gift a Subscription

Ability to indicate if an account is included in wealth tax computations

Ability to model 72t withdrawals

ACA Tax Credit/Deduction Estimator (leanfire)

Account fee on deposits as well as asset balance

Account-Level Probabilistic Monte Carlo Returns

Accurate modeling of US state tax on retirement income

Add 'NonTaxable' checkbox in More Options in Charity Expense and Custom Expense

Add "build up to target balance" strategy to other accounts.

Add "Business equity" and value to investments

Add "Current Balance" option to Cash Flow Priorities

Add "Indicators"

Add a better breakdown for Local Tax on the Taxes tab

Add a histogram chart to the monte carlo/backtest results page

Add a specific NQDC account for USA users

Add ability to copy an income/expense/asset entry to another existing financial plan (timesaving, reduce errors)

Add ability to leave per-account notes

Add ability to to categorize mortgage as "expense" rather than "debt"

Add additional plot Metrics in Plot Builder

Add an "end date" to an account's liquidity

Add an option on a Plan net worth chart to start the Y axis at zero.

Add Austria tax presets

Add bubbles on chart for achievement of cash-flow priorities

Add Canadian Pension Plan (CPP), Old Age Security (OAS), and Employment Insurance (EI)

Add Change Over Time settings for Cash Flow Priorities

Add choice for 72t life expectancy tables

add closing costs field to house purchase

Add company logo to dashboard

Add cost basis (and other fields) to accounts in Current Finances

Add custom accounts for other countries

Add DTI to Info panel under plan view

Add ESPP for models

Add event badges to Sankey modal

Add existing contribution room field to tax advantaged accounts

Add First Home Savings Account (FHSA) for Canada

Add fractional/percentage of ownership on assets

Add France in the "International Tax Presets"

Add investment type TSP (Thrift Savings Plan)

Add ISAs to the 'fixed contribution' type

Add Monthly Payout to Defined Benefit Pension

Add more Milestone types

Add new Net Worth Calculation that Excludes Primary Residence Equity

Add New York City tax modeling

Add one off expense option for House expenses.

Add option for charity to be 10% of post - tax income

Add option for tax free treatment of dividends

Add option for Untaxed Super Fund (AU)

Add option to withhold taxes from pension just like salary

Add quarterly frequency option

Add real rate of return to Monte Carlo results table

Add RESP investment account for Canada

Add selection to dividend reinvestment for only a certain time period

Add Solo 401k Employer Contributions

Add South Afica in internation Tax Presets

Add spousal benefit to pension

Add tax rules for Ireland

Add the "endowment strategy" for withdrawals

Add UK income tax estimates, and tax credits for rentals interests and SIPP

Add Utilities Expense to Real Assets (Building)

Addition of Portfolio Visualizer style growth projections

Additional dependent line items

Additional information on Sankey tooltips

Aggregate Self-employment income for 401k contribution

Alerts to advisor's pro account email from Projection Lab based on client activity in connected account

Allocate Income to partner

Allow calculating Property Taxes based off assessed value distinct from market value

Allow changes to the default plan to flow into clones

Allow expenses to be excluded from milestone calculations

Allow for more than one income tax scheme or picking of deductions

Allow Milestones based on other age-based milestones to use negative year offsets

Allow milestones to look ahead at future expenses

Allow multiple 529 accounts to fund into a college payment (e.g. multiple funding sources for a event)

Allow negative interest rates on savings

Allow one off payments to debts

Allow Real Estate Asset to use commercial depreciation method, or custom amount

Allow Rearrange of Custom Plots Order

Allow saving comparison into a new plan

Allow selection of different withdrawl strategies in plans

Allow selling of Real Assets in Drawdown order

Allow tax brackets to remain fixed despite inflation

Allow the community to contribute country-specific pension/saving plans

Angel investments or funds investments

API for `Sync to the Cloud` users

Asset sale proceeds to specific account

Asset specification + allocation

Asset-backed loans

Assets asigned by Ticker i.e. stock, bonds, mutual funds

Australian Government Pension following the asset / income tests

Automatic estimator for US social security

Automatic tax estimation Canadian's provinces

Automatically run Monte Carlo simulations on "major changes"

Basic conditional logic for milestones

Be able to categorize an expense as a Tax

Better way to model things like HELOC

Bi-annual Income Frequency

Bi-weekly frequencies

Bond allocation presets

Bonus or Commission Category for Income

Branching "plan" model with variables shared with parent plan

Bug-out Net Worth

Buy an annuity

Canadian account types RESP, RPP, LIRA, etc.

Canadian Professional Corporation

CAPE-based withdrawal strategy

Capital Gains/Income Harvester (leanfire)

Cash flow data in tabular form

Cash Flow Priority: "Gift anything left over"

Cash-Flow: View greater detail

Cashflow priority - change account

Change Export File Naming For Better Sorting

Change history feature with "undo"

ChatGPT integration for insights and Risk Analysis

Clearer Monte Carlo Milestones display

Color scheme to differentiate between me and my partner in plan view for stacked graphs

Compare Monte Carlo results across plans

Compare multiple decisions within a plan, then accept/reject

Conditional Expenses in Plan

Conditional retirement

Configurable percent of tax deduction for an expense

Copy/Paste custom growth rate curves

Could Inheritance Tax be included upon death, along with being able to select which accounts are exempt from it

CPP & OAS Modelling for Canadians

create equations that combine multiple metrics

Create saveable custom income tax settings that can be used in in new scenarios

Credit Cards to incur debt

Crowd sourcing of national tax schemes

Custom growth rate curve for cryptocurrency in Monte Carlo simulations

Defined Contribution Pension, Lump Sum, and Rollover to IRA

Description of Cash withdrawal

Descriptions for advanced contribution types

Display frequency label next to 'Starting Amount' when handling recurring items

Display Income and Expense value range, over time

Dividend amount vs. yield

Dividend Flexbility

Don't allow withdrawals until x age / milestone

Donor-Advised Fund Account Type

Drag/drop for reordering milestones

Dynamic spending in retirement

Early de-registration / melting down of RRSP accounts (prior to mandated RMDs)

Employer contribution limits

Employer contributions for HSA

Enable Two-factor Authentication

End-to-end cash-flow for Joint Accounts

Enhance Locale Settings

Enhance Pension Plan Modeling to include distinct inflation adjustments

Enhance the Drawdowns to be only up to certain amounts or tax brackets

Enhancement to RSU Grant: Vesting Schedule

European data for automations/helpers

Expand Yearly Summary Pane metadata & design to Plot Builder

Expense and Income card - show range of values for Advanced mode

Family account

Family Trusts (AU)

Filter trials by result in "Chance of Success" monte carlo simulation

Fine-grained enumeration & tracking of investments

Finish subscription term before ending

Fixed Contributions for retirement accounts HSA, Roth IRA, Traditional IRA

Flexible expenses - in deterministic mode

Flexible/Discretionary/Abandoning Expenses

For rental income, if it's marked as self-employment income (i.e.an active rental business like AirBnB) it should be eligible for cashflow priorities like 401k / roth 401k

Forecast for Actual Progress

Free Account: in-app reminders about lack of data persistence

Freeze account withdrawals before certain age

Generic account

Give Yearly Summary its own view

Grouped accounts

Growth Rate Option to Sample Monte Carlo Simulation

Handling of deductions for self-employment income

Have Retirement Age Based on Chance of Success "X" Percent

Held away account real-time link therough Plaid (or any other)

hide yearly summary categories

high-contrast option when plotting a single metric to a stack

Highlight stacked bar being hovered in tooltip

Historical account balance

Historical and normalized distribution option for real estate returns

Historical Simulation With Modifier

Household total by account type

Housing - add a Tax-exempt checkbox for home sales

Housing - adding projected remodel expense to a housing asset

Housing - Allow modeling of mortgage series

Housing - Allow modeling of rental activity / owner occupancy as a series of events

Housing - US Tax estimation for primary residence home sale

HSA Contribution Limit assumes family when married instead of individual

HSA pre-existing expenses (before simulation start)

HSAs should have a "Contributions are Fixed" option like 401ks do.

Implement approximate tax consequences for deductable expenses

Implement Sankey diagrams

Import "Change Over Time" control points from a CSV

Import data from CSV

Impossible to enter sharp jumps in bond allocation

Improve Cash-flow priority creation for spouse accounts, reduce errors

Improved Inflation Increase Calculation

Improving Australian Income Tax brackets

Include an Account Growth / Interest Rate option to "Match Inflation +/- %"

Include IRMAA and NIIT schemes

Increase APR precision to 3 decimal places

Increase scheduling precision

Increase Simulation Count

Independence criteria: net worth > 0 at end of life

Inherited IRA (non-spouse) - model RMD withdrawals required earlier than 72.

Interest-only loans

Investments section - Add an option for Provident Fund (India)

iOS / Android app?

Joint account with Premium, and creator permission settings

Life insurance need

Lightweight Budgeting: Enable me to average variable expenditures

Limit to only Medical/Health Care Tax Exemptions that exceed 7.5% of AGI

Line Item Depreciation Enhancement

link 529 to Education expense

Link to Personal Capital Balances

Ltd Company Income (UK)

Make 529 accounts optionally tax-deductible

Make a better way to transition from one subscription to another

Make taxes global not per project

Making Mortgage Interest Tax Deductible

Manually entered portfolio for progress calculations

Match inflation limited to +/-X%

Milestone trigger only until a certain age

MILESTONE: Out of Debt / Mortgage Paid Off

Milestones across top of Cash Flow

Milestones based on calendar years

Model changes in investment growth rate over time

Model contributions based on a set goal + date

Model Employee Stock Purchase Program (ESPP)

Model Health Care/Long Term Care Insurance Costs

Model living expenses as a roll up of individual expenses

Model tax implications for death of spouse

Modify color of account icons

More complex investment feature

More complex milestone criteria

More control to model real-estate rental investments

More fine-grained control over expenses

More options for cash reserve priorities

More permissive pasting into currency fields

More than one source for House Financing

Mortgage Escrow for Property and Insurance Fees

Move 529 from an expense to an account type

Multiple "What-if" Monte Carlo's

Net income

Net Rental Income and US Tax Estimator

New Asset Class: Aircraft

New Milestone: When <account> balance reaches <criteria>

Non-concessional super being abandoned early (Bug)

Number input for "+X" milestones

Offset accounts for mortgages

Option For Traditional IRA Contributions Above the Deduction Limit

Option not to deduct SS tax from salary

Option to annuitize an account instead of taking withdrawals

Option to force pension lump sum withdrawal

Option to ignore income limits on roth ira

Option to track Expenses

Option to withhold exact taxes

parental leave - increased granularity

Percentage of Income Across Multiple Priorities

Percentage-based "catch all" Cashflow priority

Periodic asset liquidity

Personal Financial Statement

Pin salaries and assets to top bar to change a variable

Plan to avoid bankruptcy in Monte Carlo simulation

Plan view to visualise flow between accounts over time

Plan-wide Crypto growth rate modelling

Plots > Chart Options > Appearance: Specify precision (number of decimal places)

Post-Tax Net Worth

Post-Tax Withdrawals

Pro Account feature: on-boarding of clients, and spinning them off as Premium customers

Pro: Adopt an account without adopting billing.

Protect Taxable Investments from Drawdown?

QCD modeling

Qualified Charitable Distribution

Random number seed for the MC simulation

Real Estate Transfer Tax

Referral discounts

Registered Education Savings Plans and related benefits (Canada)

Render clickable links or markdown in popover for notes

Rent vs Buy Analysis inside Housing Asset

Rental Property Accumulated Passive Losses

Rental property depreciation based on actual year placed in service

Report on asset allocation relative to set target

Revert tcja taxes back to old taxes starting 2026 - as per current tax law

Roth conversion - percentage

Roth conversion - tax bracket

Roth IRA Withdrawals from only contributions and conversions >5 years old

Routing of custom income to mortgage payment

RTL support in names and descriptions

Run monte carlo simulation on liquid net worth

savings accounts: option for foreign currency + exchange rate

Scriptable objects & API for advanced users

Second user for account

See Granular Plan Details While Scrubbing Through Ages

Selected Year in Plan View should display projected values in plan items

Sensitivity Analysis

Separation Modeling (Joint --> Solo)

Sequence of Returns Risk In Simulation

Series I Bonds Account

Set milestones based on the sum of accounts

Share a read-only view of account

Show calendar year next to client age on date picker

Show investment returns, inflation % in all modes

Simple Investment Calculator

Singapore Tax Config and Account Types

Sliders for plan parameters

Smart ACA tax credit

Smarter Invite Link Pop-ups

Somehow support "Mega Backdoor Roth IRA"

Sorting Plans

Specify accounts that can be used for specific expenses

Specifying expenses/deductions as percentages of other things

Spousal RRSP contribution

Stacked account view

Summary for each plan on hover

support 2nd mortgage/HELOC linked to Home

Support for Brazilian pension plans (PGBL and VGBL)

Support for US federal FERS pension

Support global variables

Support variable mortgage interest deduction limits by state

Sync notes from accounts to projection page (accounts and cashflow tabs)

Syncing with Lunch Money

Table for cash flow analysis

Table view - update side bar

Tax Deferred Investments as Milestone Criterion

Tax overhaul -- line item for Tax Credits in the cash-flow and summary pane.

Tax rates modifier over time.

Tax support for other countries

Tax visualization alternatives

Tax withholding (link to tax rates)

Templates for historical recessions, depressions, black swan events

Term Deposit / GIC / Certificate of Deposit (CD)

Toggle between TCJA tax bracket options

Tracking accounts as well as net worth

Transfer of Assets upon death

Transfers - schedule between accounts (once or recurring)

Trigger borrowing from a Line of Credit if/when Liquid Net Worth is too low

Triggered Expenses / Donations (a DAF funding idea)

UK - consider adding Cash ISA as an option

Uk workplace pensions should support 25% tax free on each withdrawal (UFPLS)

Update cost basis with account values

Update to 'Locale' on Dashboard -> Display Currency

US Tax Estimation - Savers Tax Credit (leanfire)

US Tax rates to reflect sunset of TCJA

US Tax: Itemized Deduction Gap (over the Standard Deduction)

Variable rate loans

View of just wealth drawdown when in retirement years

When expenses end before they start, warn instead of error

Whole Life Insurance Modeling for Investment, Retirement, Tax, and Estate Planning

Withdrawal Strategy Overlay with Actual Plan

Withdrawal Strategy Specific % changes over time - Australian Super Pension funds

X Axis - View year and age at the same time

X axis as years

Zoom in on individual Sankey Cash Flow sections