.CSV file download of future cash flows

'Fund With' list should not include accounts that are already "excluded from finances"

"Continue after Life Expectancy" option for Accounts, Income, Expenses, Milestones, etc.

"Decision variables"

"I Already Own This" checkbox for Housing Assets created inside the plan.

"safe to share" mode for maximal virality

"Stacked by Account" plots, but grouped or summarized by Account Owner

"Starting Amount" being a percent of another value or combination of values

[USA] Allow different filing status for Federal and State

[USA] Support "Married Filing Separately" Federal and State filing status

401k employer match field is bugged

401K Split between Tax Deferred and Roth

A 'Trash' area for deleted plans

Ability for standard W2 user to plug in pre-post tax deductions upfront - UI/Flow improvement

Ability to alter drawdown order at specific milestones

Ability to change principle place of residence to investment property (and vice versa) in plan

Ability to click on milestones in plots

ability to disable/hide crypto information

Ability to display Accounts, Income, Expenses, Real Assets, Cash Flow Priorities NEXT to the Plan Graph

Ability to Duplicate Real Assets linked from Current Finances into a plan

Ability to enter cost basis as dollars (instead of percentages)

Ability to exclude property taxes from Tax Analytics tab (and ideally Cash Flow tab)

Ability to further specify how to drawdown from accounts

Ability to Gift a Subscription

Ability to indicate if an account is included in wealth tax computations

Ability to make a lump sum payment on a loan with specific account balance

Ability to model 72t withdrawals

Ability to more accurately model the sale of a rental property

Ability to see visualize upward (or downward) progress against asset type or class.

Ability to track foreign properties

Ability to visualize investment growth rate in simulation results

ACA Tax Credit/Deduction Estimator (leanfire)

Account fee on deposits as well as asset balance

Account for SALT caps in Tax Analytics / Deductions

Account-Level Probabilistic Monte Carlo Returns

Accumulating funds / ETFs

Accurate modeling of US state tax on retirement income

Add 'NonTaxable' checkbox in More Options in Charity Expense and Custom Expense

Add "build up to target balance" strategy to other accounts.

Add "Business equity" and value to investments

Add "Current Balance" option to Cash Flow Priorities

Add "Indicators"

Add a "last updated" tracker to Current Finances accounts

Add a "Total Outflows" group/expanison panel for Annual Summary

Add a better breakdown for Local Tax on the Taxes tab

Add a Gen Ai layer to the whole app for personal finance advice

Add a histogram chart to the monte carlo/backtest results page

Add a Restart-At-Random-Times option for Historical Sampling

Add a specific NQDC account for USA users

Add a Undo button

Add ability to bulk copy items (e.g. expenses)

Add ability to choose account when selecting "save anything left over"

Add ability to copy an income/expense/asset entry to another existing financial plan (timesaving, reduce errors)

Add ability to leave per-account notes

Add ability to model 409a plans to see how deferred income can affect overall taxation with options for 5- 10-year payout with growth in the meantime or lump sum payout. Visibility on overall taxation burden as well as income bracket changes after retirement.

Add ability to model investment growth rate as a Power Law

Add ability to save curves in "advanced" growth rate, roth conversion, etc., curve editors

Add ability to to categorize mortgage as "expense" rather than "debt"

Add additional options to recurrences to include cut offs

Add additional plot Metrics in Plot Builder

Add Amortization withdrawal strategy (ABW)

Add an "end date" to an account's liquidity

Add an option on a Plan net worth chart to start the Y axis at zero.

Add an option to breakdown current finances by individual

Add an option to drawdown from other accounts to fund Emergency Fund

Add an option to force all Dashboard charts to the same scale

Add an optional source account for income streams

Add arrows (left, right) on age slider

Add Austria tax presets

Add Block Bootstrap, potentially set as default (opinion!)

Add bubbles on chart for achievement of cash-flow priorities

Add Canadian Pension Plan (CPP), Old Age Security (OAS), and Employment Insurance (EI)

Add Change Over Time settings for Cash Flow Priorities

Add Change-Over-Time for an Asset's expenses, income, etc

Add Children/Dependents names/bdays to set expenses around their ages

Add choice for 72t life expectancy tables

add closing costs field to house purchase

Add company logo to dashboard

Add cost basis (and other fields) to accounts in Current Finances

Add custom accounts for other countries

Add deductible limit/carryover length to 529 accounts

Add detailed asset class models

Add DTI to Info panel under plan view

Add ESPP for models

Add event badges to Sankey modal

Add existing contribution room field to tax advantaged accounts

Add feature for Reverse Mortgages

Add financial crisis event presets

Add First Home Savings Account (FHSA) for Canada

Add Fixed Contributions Option (history) to Roth IRA

Add fractional/percentage of ownership on assets

Add France in the "International Tax Presets"

Add historical Australian inflation as data source

Add Institutional Capital Market Assumptions Pick-List to Monte Carlo

Add International market experience from other countries beyond the US

Add investment type TSP (Thrift Savings Plan)

Add investment/retirement account for singapore. Called "CPF"

Add ISAs to the 'fixed contribution' type

Add Italy to "International Tax Presets"

Add Japan to "International Tax Presets"

Add Japan's NISA to Investment Presets

Add Monthly Payout to Defined Benefit Pension

Add more Milestone types

Add Net Income Metric

Add new Net Worth Calculation that Excludes Primary Residence Equity

Add New York City tax modeling

Add one off expense option for House expenses.

Add option for charity to be 10% of post - tax income

Add option for tax free treatment of dividends

Add option for Untaxed Super Fund (AU)

Add option to mirror W4 for each income item

add option to pay Medicare premiums from HSA

Add option to repeat an expense X times (in reccurance options)

Add option to treat running out of money in the final year as a "Success"

Add option to withhold taxes from pension just like salary

Add plot for liquid net worth on progress page

Add Portugal to "International Tax Presets"

Add quarterly frequency option

Add rates over a time period as criteria

Add real rate of return to Monte Carlo results table

Add RESP investment account for Canada

Add RSUs to Monte Carlo simulations

Add selection to dividend reinvestment for only a certain time period

Add Solo 401k Employer Contributions

Add South Afica in internation Tax Presets

Add Spain Tax Presets

Add spousal benefit to pension

Add support for Head of Household tax filing status

Add support for including fees from taxable investment accounts as an income reduction for taxes

Add support for marking a taxable investment account as tax exempt for cap gains or dividend taxes independently

Add swedish ISK investment account.

Add Swedish PPM (premiepension) as investment type

Add tax rules for Ireland

Add the "endowment strategy" for withdrawals

Add time criteria for automobile 'Yearly Maintenance Costs'

Add UK income tax estimates, and tax credits for rentals interests and SIPP

Add Utilities Expense to Real Assets (Building)

Add YTD metric to Progress Chart

Add: Legacy planning

Add: Medicare Expense start/stop icon

Add: Scenario concept (wizard, organizer, visual layer, etc)

Add/Edit Income, Expenses, Priorities, etc Across Multiple Plans

Addition of Achieving a Better Life Experience (ABLE) tax-advantaged savings account (US)

Addition of Portfolio Visualizer style growth projections

Additional dependent line items

Additional Historical Monte Carlo Option

Additional information on Sankey tooltips

Adjustable Sales Price for a Real Asset

Aggregate Self-employment income for 401k contribution

AI Chatbot

Alerts to advisor's pro account email from Projection Lab based on client activity in connected account

Allocate Income to partner

Allow All Expense types to Fund from a Specific Account

Allow alternative cost basis method per account (Taxable Investments)

Allow bi-weekly and/or custom payment frequency.

Allow calculating Property Taxes based off assessed value distinct from market value

Allow changes to the default plan to flow into clones

Allow classifying income as capital gains

Allow cost basis to be defined as >100%

Allow different tax rates for each person when filing separately

Allow entering email and password immediately

Allow expenses to be excluded from milestone calculations

Allow for entering investment assets by type

Allow for in year tax payments

Allow for Medicare adjust via SSA-44 form at retirement (or other life change events)

Allow for modeling bond allocation in terms of years leading up to and years after retirement

Allow for more than one income tax scheme or picking of deductions

Allow for mortgage biweekly payments

Allow for rebalancing as part of drawdown

Allow grouping of expenses in Sankey diagrams

Allow growth to be specified as either APR (simple) or APY (compounding)

Allow linking of loan payments in addition to linked balance, etc.

Allow Milestones based on other age-based milestones to use negative year offsets

Allow milestones to delay start of a House's "Generate Rental Income" option

Allow milestones to look ahead at future expenses

Allow multiple 529 accounts to fund into a college payment (e.g. multiple funding sources for a event)

Allow multiple specific income streams for any cash flow priority

Allow negative interest rates on savings

Allow net worth to display as rolling average of X years/months

Allow one off payments to debts

Allow Real Estate Asset to use commercial depreciation method, or custom amount

Allow Rearrange of Custom Plots Order

Allow saving comparison into a new plan

Allow selection of different withdrawl strategies in plans

Allow selling of Real Assets in Drawdown order

Allow specifying asset value as condition for milestones

Allow tax brackets to remain fixed despite inflation

Allow the community to contribute country-specific pension/saving plans

Allow user to rearrange effective bracket boxes

Allow user to set y-axis

Angel investments or funds investments

API for `Sync to the Cloud` users

Appearance option to cash flow in monthly instead of yearly dollars

Asset sale proceeds to specific account

Asset specification + allocation

Asset-backed loans

Assets asigned by Ticker i.e. stock, bonds, mutual funds

Australia - 1 July 2024 tax rate changes

Australia - Medicare levy threshold

Australia - negative gearing

Australian Government Pension following the asset / income tests

Australian Superannuation Contributions

Automatic estimator for US social security

Automatic tax estimation Canadian's provinces

Automatically run Monte Carlo simulations on "major changes"

Ballon payments on vehicle finance

Basic conditional logic for milestones

Be able to categorize an expense as a Tax

Being able to determine how cash / interest on cash is taxed

Better indication of accounts that are linked to Starting Conditions vs. Current Finances

Better way to model things like HELOC

Bi-annual Income Frequency

Bi-weekly frequencies

Bond allocation presets

Bonus as percentage of salary

Bonus or Commission Category for Income

Branching "plan" model with variables shared with parent plan

Brokerage Account Turnover and Taxes

Bucket Portfolio Strategies

Bug-out Net Worth

Buy an annuity

Calculate Maximum Spending Possible Year By Year

Canadian account types RESP, RPP, LIRA, etc.

Canadian Age amount tax exemption/credit

Canadian Controlled Private Corporations (CCPC)

Canadian Professional Corporation

Canadian Tax credit RRIF

CAPE-based withdrawal strategy

Capital Gains/Income Harvester (leanfire)

Capital Loss Carryforward

Carry Forward Concessional Contributions to Superannuation

Cash flow data in tabular form

Cash flow priority from a specific account

Cash Flow Priority: "Gift anything left over"

Cash-Flow: View greater detail

Cashflow priority - change account

Chance of Success - more data sources

Chance of Success - track individual account balances for each trial

Chance of Success should include triggered property liquidations

Change backend hostname on frontend nginx conf?

Change default historical MC sim to "random years, non-chronological"

Change Export File Naming For Better Sorting

Change history feature with "undo"

Chart option to show display cost-basis and unrealized gain for Accounts or Categories

ChatGPT integration for insights and Risk Analysis

Clearer Monte Carlo Milestones display

Coast Fire Calculator

Color scheme to differentiate between me and my partner in plan view for stacked graphs

Community Metrics

Compare all available Withdrawal Strategies with your Plan at once

Compare Monte Carlo results across plans

Compare multiple decisions within a plan, then accept/reject

Conditional Expense Based on Net Worth modelling

Conditional Expenses in Plan

Conditional retirement

Configurable percent of tax deduction for an expense

Connect with a professional coach/advisor to review plan on-demand

Contributions plot – apparent mis-categorization of 401k matching contributions

Copy & Paste in Advanced Change Over Time Editor

Copy/Paste custom growth rate curves

Could Inheritance Tax be included upon death, along with being able to select which accounts are exempt from it

CPP & OAS Modelling for Canadians

create equations that combine multiple metrics

Create saveable custom income tax settings that can be used in in new scenarios

Create two instances of the tax settings when planning for couples with separate taxation to be able to individualize rates / deductions

Credit Cards to incur debt

Crowd sourcing of national tax schemes

Custom Asset "Generate Rental income" increases

Custom Distributions of Investment Accounts

Custom growth rate curve for cryptocurrency in Monte Carlo simulations

Custom icon for appearance

Custom work weeks for hour income

Customizing Colors on Built-in plots and Custom Plots (accessibility)

Death milestone and/or select multiple critiera for an income/expense/whatever

Debt Paydown Schedule

Define a value as a percentage of any other value in the simulation

Define CoastFI date based on future value projection of portfolio

Defined Contribution Pension, Lump Sum, and Rollover to IRA

Deflate tax brackets and contribution limits for fixed-date plans that start in prior years

Description of Cash withdrawal

Descriptions for advanced contribution types

Display frequency label next to 'Starting Amount' when handling recurring items

Display Income and Expense value range, over time

Display text description of time period

Dividend amount vs. yield

Dividend Flexbility

Don't allow withdrawals until x age / milestone

Don't move icons when changing simulation criteria

Donor-Advised Fund Account Type

Drag to Re-Order Plans

Drag/drop for reordering milestones

Drawdown from multiple accounts to meet a certain dollar value.

Dual-taxation model for clients with multiple tax obligations

Duplicate "Cash flow priorities" to another Plan

Dynamic Chance of Success for Fixed Date Plans

Dynamic spending in retirement

Early de-registration / melting down of RRSP accounts (prior to mandated RMDs)

Effective Tax Rates: Non-Income Tax Treatment

Emergency Fund (linked to 1 or multiple Savings or Investment Accounts) to be displayed in the current Finances view

Employer contribution limits

Employer contributions for HSA

Employer matching contribution percentages in 401ks

Enable Two-factor Authentication

Encrypt user data with customer-managed key

end an account

End of life medical expense modeling

End-to-end cash-flow for Joint Accounts

Enhance Locale Settings

Enhance Pension Plan Modeling to include distinct inflation adjustments

Enhance the Drawdowns to be only up to certain amounts or tax brackets

Enhancement to RSU Grant: Vesting Schedule

Equity Milestone to Track Equity Across All Real Estate Assests

European data for automations/helpers

Executive Deferral Plans

Expand Compare Mode to Work on Cash Flow and Tax Analytics

Expand Yearly Summary Pane metadata & design to Plot Builder

Expected Value: Deterministic and Probabilistic

Expense and Income card - show range of values for Advanced mode

Expense Management

Expose Tax Settings when 'Estimate for Me (US)' is selected

Family account

Family Limit on HSA does not give $1000 bump for each participant when they are both over 55

Family Trusts (AU)

Filter Monte Carlo Simulation Results by Milestone age

Filter Sankey Chart by Expense(s)

Filter trials by result in "Chance of Success" monte carlo simulation

Fine-grained enumeration & tracking of investments

Finish subscription term before ending

Fix California tax calculations

Fixed Contributions for retirement accounts HSA, Roth IRA, Traditional IRA

Fixed Contributions for retirement accounts HSA, Roth IRA, Traditional IRA - Redux

Flexible currency dates for fixed date plans

Flexible expenses - in deterministic mode

Flexible/Discretionary/Abandoning Expenses

Folders/Nesting system for plans

For Monto Carlo, denote if plan ever came close to failing, not just the final NW

For rental income, if it's marked as self-employment income (i.e.an active rental business like AirBnB) it should be eligible for cashflow priorities like 401k / roth 401k

Forecast for Actual Progress

Free Account: in-app reminders about lack of data persistence

Freeze account withdrawals before certain age

Freeze Headers while scrolling in Progress Points table

Funded Ratio

Future “Starting amount” should reflect inflation +X%

Generic account

Gift of an Asset

give better filtering capabilities for the results of monte carlo trials

Give Yearly Summary its own view

Global Market Returns Options as Presets in Chance of success

Goal Seek for Account Selection or Tax Decisions

Grid showing Inc/exp by year in one sheet

Group milestones in milestone editor

Grouped accounts

Growth Rate Option to Sample Monte Carlo Simulation

Handling of deductions for self-employment income

Have employer HSA contributions follow the frequency for employee

Have Retirement Age Based on Chance of Success "X" Percent

Hebeler Autopilot II withdrawal method

Held away account real-time link therough Plaid (or any other)

hide yearly summary categories

high-contrast option when plotting a single metric to a stack

Highlight stacked bar being hovered in tooltip

Historical account balance

Historical and normalized distribution option for real estate returns

Historical Monte Carlo for worldwide diversified indices

Historical Simulation With Modifier

House Appreciates at House Appreciation Rate Before Purchase

Household total by account type

Housing - add a Tax-exempt checkbox for home sales

Housing - adding projected remodel expense to a housing asset

Housing - Allow modeling of mortgage series

Housing - Allow modeling of rental activity / owner occupancy as a series of events

Housing - Allow multiple mortgages

Housing - US Tax estimation for primary residence home sale

HSA Contribution Limit assumes family when married instead of individual

HSA pre-existing expenses (before simulation start)

HSA: have contribution split across Me/Spouse HSA accounts

HSAs should have a "Contributions are Fixed" option like 401ks do.

HTTP API

Implement a "Logout of all sessions" feature

Implement approximate tax consequences for deductable expenses

Implement Sankey diagrams

Implement SSO

Import "Change Over Time" control points from a CSV

Import data from CSV

Impossible to enter sharp jumps in bond allocation

Improve Cash-flow priority creation for spouse accounts, reduce errors

Improve Concessional / Non-concessional Employer Match with combined Cash Flow Priority

Improved Inflation Increase Calculation

Improved Summary Metrics Column Behavior

Improving Australian Income Tax brackets

In Plan view, Accounts, add "Roth Conversions <timeframe>" in small type under Name

In Plan view, add "Funded from <account name>" under Custom Expense Name in Detailed View

In Plan view, allow more characters in the Name to be visible on larger monitors

In plots that have dataset configurability, add a Total Selected <Metric> to the hover pane / tooltip

Include an Account Growth / Interest Rate option to "Match Inflation +/- %"

Include IRMAA and NIIT schemes

Income splitting for Canadians

Increase APR precision to 3 decimal places

Increase scheduling precision

Increase Simulation Count

Independence criteria: net worth > 0 at end of life

Inherited IRA (non-spouse) - model RMD withdrawals required earlier than 72.

Insurance Category

Interest that compounds quarterly

Interest-only loans

Investments section - Add an option for Provident Fund (India)

iOS / Android app?

Joint account with Premium, and creator permission settings

Keep Summary Panels Open when scrolling or changing selected year

Life insurance need

Lightweight Budgeting: Enable me to average variable expenditures

Limit to only Medical/Health Care Tax Exemptions that exceed 7.5% of AGI

Line Item Depreciation Enhancement

link 529 to Education expense

Link Home Values to Zillow Estimates

Link multiple loans to an asset

Link to Account in Plan View from Current Finances

Link to Personal Capital Balances

Liquid Net Worth + Progress Charts and Improvements

Lock Years to Pay Off Home Loan Instead of Monthly Payment

Ltd Company Income (UK)

Make 529 accounts optionally tax-deductible

Make a better way to transition from one subscription to another

Make life events in Sandbox Mode easy to add to Current Plan

Make Life Expectancy a model variable similar to "Rich Broke or Dead"

Make Real Assets like precious metals behave more like a taxable investment accounts in terms of sales and drawdowns

Make taxes global not per project

Make the Withdrawal Strategy expense one of the plottable metrics in MC mode

Making Mortgage Interest Tax Deductible

Manually entered portfolio for progress calculations

Match inflation limited to +/-X%

Medicare Taxable Wages

Milestone Control Points in Advanced Editor

Milestone trigger only until a certain age

Milestone: UI Tweak

MILESTONE: Out of Debt / Mortgage Paid Off

Milestones across top of Cash Flow

Milestones based on calendar years

Model changes in investment growth rate over time

Model contributions based on a set goal + date

Model Employee Stock Purchase Program (ESPP)

Model Health Care/Long Term Care Insurance Costs

Model inherited assets, like real estate, cars, etc.

Model living expenses as a roll up of individual expenses

Model tax implications for death of spouse

Modelling Taxes on Dividends for Canadians

Modify Australian Superannuation Account types

Modify color of account icons

Modify milestone tax consequence UI

Monte Carlo outcome configuration

Montecarlo dashboard

Montecarlo Dashboard 2

More complex investment feature

More complex milestone criteria

More control to model real-estate rental investments

More detailed 401k input form

More fine-grained control over expenses

More Granular Dividend Tax Treatment (Plan Level)

More options for cash reserve priorities

More options when Cloning a plan

More permissive pasting into currency fields

More than one source for House Financing

Mortgage Escrow for Property and Insurance Fees

Move 529 from an expense to an account type

Move Conversion % from Tax Consequences UI to Roth Conversion UI

Multiple "What-if" Monte Carlo's

Multiple withdrawal strategies in the same plan

Multivariate assumption optimization to include QOL

Nested Conditional Logic for Milestone, "If Exists" other milestones

Nested Items in Expense Event

Net income

Net Rental Income and US Tax Estimator

Netherlands Wealth Tax framework

New Asset Class: Aircraft

New Milestone: When <account> balance reaches <criteria>

Non-concessional super being abandoned early (Bug)

Non-qualified Withdrawal Warning (different from Early Withdrawals)

Non-Reinvested Dividends should follow the Cash Flow Priority rules

Number input for "+X" milestones

Offset accounts for mortgages

Only allow "earned income" for IRA contributions.

Option for semi-annual compounding for Canadian mortgages

Option For Traditional IRA Contributions Above the Deduction Limit

Option For Withdrawing All Dividends First Before Principal Is Taken For Investors With Dividend Portfolios

Option not to deduct SS tax from salary

Option to annuitize an account instead of taking withdrawals

Option to Archive Plans

Option to contribute X% of an income to any account, not just 401k.

Option to display values as percentages

Option to Exclude Assets from Dashboard Net Worth

Option to force pension lump sum withdrawal

Option to have a cash account's target balance tied to a loan balance

Option to ignore income limits on roth ira

Option to set annual pension withdrawal amount as % of pension (or 'periodic pension payments')

Option to specify property management fee as percentage of rental income.

Option to track Expenses

Option to withhold exact taxes

Options for Cash Flow Priorities

Order Of Withdrawals Suggestion

Override withdrawal strategy (WS) with constaint such as sale of real estate

Overview dashboard and more "Plan totals" tiles

parental leave - increased granularity

Pay mortgage from specific account

Paycheck Module

Percentage of Income Across Multiple Priorities

Percentage-based "catch all" Cashflow priority

Periodic asset liquidity

Persist selected datasets in all plots

Personal Financial Statement

Pin salaries and assets to top bar to change a variable

Plan changes/"what if" should not affect projection line before present date.

Plan Growth Rates - Conservative, Aggressive, Median

Plan starting conditions from projected account values

Plan to avoid bankruptcy in Monte Carlo simulation

Plan view to visualise flow between accounts over time

Plan-wide Crypto growth rate modelling

Plots > Chart Options > Appearance: Specify precision (number of decimal places)

Possibility to copy/paste tax brackets

Post-Tax Net Worth

Post-Tax Withdrawals

Prevent 72t from beginning after the qualified withdrawal age.

Print out time line or listing of events that happen each year.

Pro Account feature: on-boarding of clients, and spinning them off as Premium customers

Pro: Adopt an account without adopting billing.

Property transaction taxes

Prorate Current Year for 'Now' Plans

Protect Taxable Investments from Drawdown?

Puerto Rico Taxes Fix

QCD modeling

Qualified Charitable Distribution

Random number seed for the MC simulation

Rate Progression UI Refinements

Real Assets setup improvements are needed to reflect common scenarios

Real Estate Transfer Tax

Recurring Debt Item - Buy, Borrow, Die strategy

Referral discounts

Refinance Mortgage

Registered Education Savings Plans and related benefits (Canada)

Remove milestone "Roth conversion vested" based on age

Rename: "Transfers" metric in new plot builder to "Roth Conversions"

Render clickable links or markdown in popover for notes

Rent vs Buy Analysis inside Housing Asset

Rental income in actual currency please

Rental Property Accumulated Passive Losses

Rental property depreciation based on actual year placed in service

Reorder accounts in various lists

Replace the generic person icon with the icon of the person that the age is based of.

Report on asset allocation relative to set target

Requesting separate Networth for Dashboard and Current Finance view

Reset Monte Carlo Data Sources to Default

Restrict Monte Carlo milestone summary statistics to only years milestone occurred (exclude "never")

Revert tcja taxes back to old taxes starting 2026 - as per current tax law

Risk Based Withdrawal Guardrails

Roth 401k rollover to Roth IRA so contributions can be withdrawn.

Roth Conversion - complete by age

Roth conversion - percentage

Roth conversion - tax bracket

Roth Conversion Optimization

Roth conversion real time metric view

Roth Conversions Linked to Existing Roth Account

Roth IRA Withdrawals from only contributions and conversions >5 years old

Routing of custom income to mortgage payment

RRSP tax withholding setting

RTL support in names and descriptions

Run monte carlo simulation on liquid net worth

savings accounts: option for foreign currency + exchange rate

Scriptable objects & API for advanced users

Second user for account

See Granular Plan Details While Scrubbing Through Ages

See the last time each client logged in. I want to reach out and bother people that are underutilizing it.

Selected Year in Plan View should display projected values in plan items

Self-directed (or multiple IRA account) RMD priority and transfers

Selling a house that is underwater should payoff the mortgage in it's entirety

Selling one asset to downpay another (time linked)

Sensitivity Analysis

Separate cost basis and gain in investment withdrawals in Cash Flow chart

Separate total income stream amounts from the frequency of payment

Separation Modeling (Joint --> Solo)

Sequence of Returns Risk In Simulation

Series I Bonds Account

Set annual income as inclusive or exclusive of superannuation

Set contribution limit for account

Set default Mean / Std. Dev in Data_Sources:Normal_Distribution based on Historical Actuals

Set milestones based on the sum of accounts

Set net worth X-axis as Year 0, 1, 2, 3, etc.

Share a read-only view of account

Show both partners' ages in X Labels

Show calendar year next to client age on date picker

Show Diffs Between Plans

Show full dollar amount on hover

Show historical growth rate graph in plan

Show investment returns, inflation % in all modes

Show monthly amount in summary

Show output of Chance of Success MC simulations by Age/Year of "Failure"

Show owner's name in chart icons

Show total taxes in hover pane on Taxes subtab in Tax Analytics

Show Withholding and Tax Return Payments in Tax Analytics tab

Side Hustle QBI deduction

Simple Exempt/Include for "State" Income Tax

Simple Investment Calculator

Singapore Tax Config and Account Types

Sliders for plan parameters

Sliders to quickly adjust Income and Expense items

Smart ACA tax credit

Smarter Invite Link Pop-ups

Solve For Expenses

Somehow support "Mega Backdoor Roth IRA"

Sorting Plans

Specify a withholding percent on tax-deferred withdrawals

Specify accounts that can be used for specific expenses

Specify Which Account to use to pay taxes.

Specifying expenses/deductions as percentages of other things

Spousal RRSP contribution

Stacked account view

start date for drawing Social Security depending on financial conditions

Start Value Change Over Time - expressions for defining starting value of future expenses / income, etc.

Store the most recent "Chances of Success" outcome at the Plan level on the Dashboard

Student loan IDR plans (income-driven repayment plans)

Suggestion: Choose where Roth 401k employer match goes (Roth 401k or Traditional 401k)

Summary for each plan on hover

Summary table of retirements ages based on customizable net worth and spending brackets for all plans

Support "Advanced Growth Rate" graph for Real Assets

support 2nd mortgage/HELOC linked to Home

Support 401k Loans

Support drawing down from Pledged Asset Line and calculate the interest paid until the amount withdrawn is paid back

Support for Brazilian pension plans (PGBL and VGBL)

Support for rule of 55 modeling in USA

Support for US federal FERS pension

Support global variables

Support GST/VAT/Sales tax on expenses

Support modeling of a late medicare enrollment

Support route by percentage to specific accounts

Support Time-Bound Investments with a known end-date such as Certificate of Deposits

Support variable mortgage interest deduction limits by state

Sync notes from accounts to projection page (accounts and cashflow tabs)

Sync with Actual Budget

Syncing with Lunch Money

Table for cash flow analysis

Table view - update side bar

Take home improvements into account for capital gains calculation

Target Line on Plots

Tax Analysis - Rate Progression graph: Expand x-axis to the left

Tax Analysis - Rate Progression graph: More detailed information on rate composition

Tax Credit Support

Tax Deduction with Carryforward

Tax Deferred Investments as Milestone Criterion

Tax Exempt: choose Fed, State, or Both

Tax overhaul - Specify which income types are subject to state tax in the US (and international cases)

Tax overhaul -- line item for Tax Credits in the cash-flow and summary pane.

Tax rates modifier over time.

Tax Strategy: Charity gift to stay under tax bracket

Tax support for other countries

Tax visualization alternatives

Tax withholding (link to tax rates)

Team Members

Templates for historical recessions, depressions, black swan events

Term Deposit / GIC / Certificate of Deposit (CD)

Toggle between TCJA tax bracket options

Toggle milestones with a single click

Toggle on/off visibility of financial details

Toggle to show historical progress with inflation-adjusted totals

Too much tweaking in plans/scenarios - show us the differences in the inputs we have changed

Tracking accounts as well as net worth

Transfer of Assets upon death

Transfers - schedule between accounts (once or recurring)

Trigger borrowing from a Line of Credit if/when Liquid Net Worth is too low

Triggered Expenses / Donations (a DAF funding idea)

UI change: Persist left sidebar mode/position

UK - consider adding Cash ISA as an option

UK Rental Property held in an Limited Company

Uk workplace pensions should support 25% tax free on each withdrawal (UFPLS)

Update cost basis with account values

Update SALT Deduction and Standard Deduction for July 2025 Rules

Update Savings Account/CD APYs Globally on Current Finances and auto-sync to Plans

Update to 'Locale' on Dashboard -> Display Currency

Update Years in Effect to include AND/OR logic (like what is in Milestones)

US Tax Estimation - Savers Tax Credit (leanfire)

US Tax mode. Reporting quirk in summary pane -- LTCG and Unused Deductions

US Tax rates to reflect sunset of TCJA

US Tax: Itemized Deduction Gap (over the Standard Deduction)

Usability suggestion: Roth IRA cash-flow priority

Use global stock returns as one of options for investment growth rate

User-friendly Yearly Summary table export

UX Improvement for Chance of Success on plan change

Variable rate loans

Vend multi-platform artifacts for self hosting

View of just wealth drawdown when in retirement years

Warn about healthcare coverage gaps

When expenses end before they start, warn instead of error

when the bell notifications are listed being able to go directly to he feature from the notification area.

Whole Life Insurance Modeling for Investment, Retirement, Tax, and Estate Planning

Window size of Accounts, Income, Expense, etc Plan windows ...

withdrawal from tax-deferred up to a tax bracket

Withdrawal Strategy Overlay with Actual Plan

Withdrawal Strategy Specific % changes over time - Australian Super Pension funds

Withhold taxes from taxable investments and savings accounts

Withold wealth taxes from investments

X Axis - View year and age at the same time

X axis as years

Y-axis scales automatically to the displayed range.

Zoom in on individual Sankey Cash Flow sections