Unlike Americans, Canadian couples cannot file a joint tax return but they can split up to 50% of certain pension incomes. This is very beneficial when one spouse has a higher post retirement income.

Ideally the appropriate income types could be flagged by the user if they want to “share” them and the system would optimize the amount up to the maximum allowable (50%).

Currently I think I need to create two pensions out of one as a work around to share it with my spouse. I will also need to equalize my RRSP’s in order to split the withdrawal income. Its not ideal but I haven’t found a viable alternative yet (3 days in!).