Option to link accounts for real-time balance updates

Enable Two-factor Authentication

Enhancement to RSU Grant: Vesting Schedule

Family account

Asset specification + allocation

Series I Bonds Account

Branching "plan" model with variables shared with parent plan

Add support for monthly/daily simulation granularity

Increase APR precision to 3 decimal places

Housing - Allow modeling of mortgage series

Automatic estimator for US social security

Housing - Allow modeling of rental activity / owner occupancy as a series of events

Cash flow data in tabular form

Somehow support "Mega Backdoor Roth IRA"

Automatic tax estimation Canadian's provinces

Better way to model things like HELOC

Option to withhold exact taxes

Allow changes to the default plan to flow into clones

Add cost basis (and other fields) to accounts in Current Finances

Crowd sourcing of national tax schemes

Roth conversion - tax bracket

Add Change Over Time settings for Cash Flow Priorities

Add Canadian Pension Plan (CPP), Old Age Security (OAS), and Employment Insurance (EI)

Table for cash flow analysis

Add option to withhold taxes from pension just like salary

Canadian account types RESP, RPP, LIRA, etc.

Templates for historical recessions, depressions, black swan events

Transfer of Assets upon death

Withdrawal Strategy Overlay with Actual Plan

Inherited IRA (non-spouse) - model RMD withdrawals required earlier than 72.

Tax withholding (link to tax rates)

Ability to click on milestones in plots

Add more Milestone types

Buy an annuity

Automatically run Monte Carlo simulations on "major changes"

CAPE-based withdrawal strategy

Add investment type TSP (Thrift Savings Plan)

Allow calculating Property Taxes based off assessed value distinct from market value

See Granular Plan Details While Scrubbing Through Ages

Accurate modeling of US state tax on retirement income

Zoom in on individual Sankey Cash Flow sections

Ability to alter drawdown order at specific milestones

Add RESP investment account for Canada

Compare Monte Carlo results across plans

Improving Australian Income Tax brackets

Add company logo to dashboard

Bug-out Net Worth

ACA Tax Credit/Deduction Estimator (leanfire)

Add "Indicators"

Manually entered portfolio for progress calculations

QCD modeling

Add additional plot Metrics in Plot Builder

X Axis - View year and age at the same time

Variable rate loans

Asset-backed loans

Donor-Advised Fund Account Type

Allow milestones to look ahead at future expenses

Pro: Adopt an account without adopting billing.

Conditional Expenses in Plan

Registered Education Savings Plans and related benefits (Canada)

Assets asigned by Ticker i.e. stock, bonds, mutual funds

Qualified Charitable Distribution

Have Retirement Age Based on Chance of Success "X" Percent

Roth IRA Withdrawals from only contributions and conversions >5 years old

Enhance the Drawdowns to be only up to certain amounts or tax brackets

Tax Deferred Investments as Milestone Criterion

Add selection to dividend reinvestment for only a certain time period

Cash-Flow: View greater detail

Forecast for Actual Progress

API for `Sync to the Cloud` users

Dynamic spending in retirement

Share a read-only view of account

"safe to share" mode for maximal virality

Joint account with Premium, and creator permission settings

More control to model real-estate rental investments

Capital Gains/Income Harvester (leanfire)

Add option for charity to be 10% of post - tax income

Tax visualization alternatives

Add a better breakdown for Local Tax on the Taxes tab

ChatGPT integration for insights and Risk Analysis

Household total by account type

Add UK income tax estimates, and tax credits for rentals interests and SIPP

Update cost basis with account values

Additional financing / down payment options

Model contributions based on a set goal + date

Smart ACA tax credit

More complex milestone criteria

Interest-only loans

support 2nd mortgage/HELOC linked to Home

savings accounts: option for foreign currency + exchange rate

Housing - adding projected remodel expense to a housing asset

Canadian Professional Corporation

create equations that combine multiple metrics

Model living expenses as a roll up of individual expenses

Allow expenses to be excluded from milestone calculations

Additional dependent line items

Cash Flow Priority: "Gift anything left over"

Include an Account Growth / Interest Rate option to "Match Inflation +/- %"

Uk workplace pensions should support 25% tax free on each withdrawal (UFPLS)

Model Health Care/Long Term Care Insurance Costs

Add tax rules for Ireland

Making Mortgage Interest Tax Deductible

Sequence of Returns Risk In Simulation

Add "Business equity" and value to investments

Sorting Plans

Second user for account

End-to-end cash-flow for Joint Accounts

Color scheme to differentiate between me and my partner in plan view for stacked graphs

Milestones across top of Cash Flow

Whole Life Insurance Modeling for Investment, Retirement, Tax, and Estate Planning

Add Austria tax presets

Ability to combine multiple accounts/investments into a "FIRE Portfolio"

Roth conversion - percentage

Allow multiple 529 accounts to fund into a college payment (e.g. multiple funding sources for a event)

Revert tcja taxes back to old taxes starting 2026 - as per current tax law

European data for automations/helpers

Multiple "What-if" Monte Carlo's

Account-Level Probabilistic Monte Carlo Returns

Expand Yearly Summary Pane metadata & design to Plot Builder

Option For Traditional IRA Contributions Above the Deduction Limit

Add the "endowment strategy" for withdrawals

Add "build up to target balance" strategy to other accounts.

Add Monthly Payout to Defined Benefit Pension

Sensitivity Analysis

Dividend Flexbility

Tax support for other countries

Option to annuitize an account instead of taking withdrawals

Add event badges to Sankey modal

Rent vs Buy Analysis inside Housing Asset

HSA pre-existing expenses (before simulation start)

Import data from CSV

Family Trusts (AU)

Copy/Paste custom growth rate curves

Clearer Monte Carlo Milestones display

Link to Personal Capital Balances

iOS / Android app?

Support global variables

Scriptable objects & API for advanced users

Triggered Expenses / Donations (a DAF funding idea)

Housing - US Tax estimation for primary residence home sale

US Tax Estimation - Savers Tax Credit (leanfire)

Fine-grained enumeration & tracking of investments

Lightweight Budgeting: Enable me to average variable expenditures

add closing costs field to house purchase

Mortgage Escrow for Property and Insurance Fees

Allow for more than one income tax scheme or picking of deductions

Generic account

Simple Investment Calculator

Angel investments or funds investments

Add fractional/percentage of ownership on assets

Allow tax brackets to remain fixed despite inflation

Add an "end date" to an account's liquidity

Early de-registration / melting down of RRSP accounts (prior to mandated RMDs)

Update to 'Locale' on Dashboard -> Display Currency

RTL support in names and descriptions

Term Deposit / GIC / Certificate of Deposit (CD)

Limit to only Medical/Health Care Tax Exemptions that exceed 7.5% of AGI

Allow the community to contribute country-specific pension/saving plans

Trigger borrowing from a Line of Credit if/when Liquid Net Worth is too low

"Stacked by Account" plots, but grouped or summarized by Account Owner

Separation Modeling (Joint --> Solo)

Singapore Tax Config and Account Types

Periodic asset liquidity

Import "Change Over Time" control points from a CSV

Model Employee Stock Purchase Program (ESPP)

Australian Government Pension following the asset / income tests

UK - consider adding Cash ISA as an option

Add a specific NQDC account for USA users

Support for Brazilian pension plans (PGBL and VGBL)

Add ESPP for models

Independence criteria: net worth > 0 at end of life

Pin salaries and assets to top bar to change a variable

Withdrawal Strategy Specific % changes over time - Australian Super Pension funds

Change Export File Naming For Better Sorting

Filter trials by result in "Chance of Success" monte carlo simulation

Post-Tax Net Worth

Support variable mortgage interest deduction limits by state

Historical Simulation With Modifier

Add 'NonTaxable' checkbox in More Options in Charity Expense and Custom Expense

Add South Afica in internation Tax Presets

Dividend amount vs. yield

Sync with YNAB

Toggle between TCJA tax bracket options

Add Solo 401k Employer Contributions

Spousal RRSP contribution

Enhance Pension Plan Modeling to include distinct inflation adjustments

Support for US federal FERS pension

Bi-annual Income Frequency

Be able to categorize an expense as a Tax

Set milestones based on the sum of accounts

Allow Rearrange of Custom Plots Order

Create saveable custom income tax settings that can be used in in new scenarios

Increase Simulation Count

Post-Tax Withdrawals

Alerts to advisor's pro account email from Projection Lab based on client activity in connected account

Investments section - Add an option for Provident Fund (India)

Configurable percent of tax deduction for an expense

Smarter Invite Link Pop-ups

Add one off expense option for House expenses.

Routing of custom income to mortgage payment

Defined Contribution Pension, Lump Sum, and Rollover to IRA

Add new Net Worth Calculation that Excludes Primary Residence Equity

More fine-grained control over expenses

Credit Cards to incur debt

Rental property depreciation based on actual year placed in service

.CSV file download of future cash flows

Historical and normalized distribution option for real estate returns

Life insurance need

Historical account balance

Could Inheritance Tax be included upon death, along with being able to select which accounts are exempt from it

Modify color of account icons

Random number seed for the MC simulation

Add DTI to Info panel under plan view

Add quarterly frequency option

Personal Financial Statement

Line Item Depreciation Enhancement

Allow Milestones based on other age-based milestones to use negative year offsets

Selected Year in Plan View should display projected values in plan items

Ability to indicate if an account is included in wealth tax computations

Held away account real-time link therough Plaid (or any other)

Add spousal benefit to pension

Allocate Income to partner

Improved Inflation Increase Calculation

Flexible/Discretionary/Abandoning Expenses

Highlight stacked bar being hovered in tooltip

Tax rates modifier over time.

Aggregate Self-employment income for 401k contribution

"I Already Own This" checkbox for Housing Assets created inside the plan.

Add bubbles on chart for achievement of cash-flow priorities

More than one source for House Financing

Non-concessional super being abandoned early (Bug)

Additional information on Sankey tooltips

Bonus or Commission Category for Income

For rental income, if it's marked as self-employment income (i.e.an active rental business like AirBnB) it should be eligible for cashflow priorities like 401k / roth 401k

Tracking accounts as well as net worth

Plan-wide Crypto growth rate modelling

Sync notes from accounts to projection page (accounts and cashflow tabs)

Allow saving comparison into a new plan

Account fee on deposits as well as asset balance

Expense and Income card - show range of values for Advanced mode

Flexible expenses - in deterministic mode

Display Income and Expense value range, over time

Pro Account feature: on-boarding of clients, and spinning them off as Premium customers

Referral discounts

Display frequency label next to 'Starting Amount' when handling recurring items

Handling of deductions for self-employment income

Grouped accounts

Descriptions for advanced contribution types

Allow negative interest rates on savings

Report on asset allocation relative to set target

Number input for "+X" milestones

More complex investment feature

Syncing with Lunch Money