Option to link accounts for real-time balance updates

Enable Two-factor Authentication

Enhancement to RSU Grant: Vesting Schedule

Family account

Asset specification + allocation

Add support for monthly/daily simulation granularity

Series I Bonds Account

Somehow support "Mega Backdoor Roth IRA"

Automatic estimator for US social security

Housing - Allow modeling of mortgage series

Housing - Allow modeling of rental activity / owner occupancy as a series of events

Cash flow data in tabular form

Automatic tax estimation Canadian's provinces

Add Canadian Pension Plan (CPP), Old Age Security (OAS), and Employment Insurance (EI)

Option to withhold exact taxes

Allow changes to the default plan to flow into clones

Better way to model things like HELOC

Accurate modeling of US state tax on retirement income

Table for cash flow analysis

Canadian account types RESP, RPP, LIRA, etc.

Withdrawal Strategy Overlay with Actual Plan

Add cost basis (and other fields) to accounts in Current Finances

Crowd sourcing of national tax schemes

Add option to withhold taxes from pension just like salary

CAPE-based withdrawal strategy

Templates for historical recessions, depressions, black swan events

Add more Milestone types

Automatically run Monte Carlo simulations on "major changes"

Enhance the Drawdowns to be only up to certain amounts or tax brackets

Zoom in on individual Sankey Cash Flow sections

Add RESP investment account for Canada

Assets asigned by Ticker i.e. stock, bonds, mutual funds

Add Change Over Time settings for Cash Flow Priorities

Ability to alter drawdown order at specific milestones

Buy an annuity

ACA Tax Credit/Deduction Estimator (leanfire)

Uk workplace pensions should support 25% tax free on each withdrawal (UFPLS)

Tax withholding (link to tax rates)

Ability to click on milestones in plots

QCD modeling

Improving Australian Income Tax brackets

Allow calculating Property Taxes based off assessed value distinct from market value

Model living expenses as a roll up of individual expenses

Capital Gains/Income Harvester (leanfire)

Manually entered portfolio for progress calculations

Compare Monte Carlo results across plans

Add a better breakdown for Local Tax on the Taxes tab

See Granular Plan Details While Scrubbing Through Ages

ChatGPT integration for insights and Risk Analysis

Add investment type TSP (Thrift Savings Plan)

Making Mortgage Interest Tax Deductible

Sequence of Returns Risk In Simulation

Conditional Expenses in Plan

Add Solo 401k Employer Contributions

Qualified Charitable Distribution

Add selection to dividend reinvestment for only a certain time period

Add additional plot Metrics in Plot Builder

Cash-Flow: View greater detail

Forecast for Actual Progress

X Axis - View year and age at the same time

More complex milestone criteria

API for `Sync to the Cloud` users

Dynamic spending in retirement

Share a read-only view of account

Add company logo to dashboard

Asset-backed loans

Bug-out Net Worth

Donor-Advised Fund Account Type

Add "Indicators"

Tax overhaul - Specify which income types are subject to state tax in the US (and international cases)

Ability for standard W2 user to plug in pre-post tax deductions upfront - UI/Flow improvement

Early de-registration / melting down of RRSP accounts (prior to mandated RMDs)

Sync with YNAB

Registered Education Savings Plans and related benefits (Canada)

Have Retirement Age Based on Chance of Success "X" Percent

Allow multiple 529 accounts to fund into a college payment (e.g. multiple funding sources for a event)

Roth IRA Withdrawals from only contributions and conversions >5 years old

Canadian Professional Corporation

More control to model real-estate rental investments

Allow milestones to look ahead at future expenses

Pro: Adopt an account without adopting billing.

Add option for charity to be 10% of post - tax income

More Granular Dividend Tax Treatment (Plan Level)

Link Home Values to Zillow Estimates

Add/Edit Income, Expenses, Priorities, etc Across Multiple Plans

Model tax implications for death of spouse

Tax visualization alternatives

Model Health Care/Long Term Care Insurance Costs

Add ESPP for models

Spousal RRSP contribution

Set milestones based on the sum of accounts

Whole Life Insurance Modeling for Investment, Retirement, Tax, and Estate Planning

Tax Deferred Investments as Milestone Criterion

Rental property depreciation based on actual year placed in service

Account-Level Probabilistic Monte Carlo Returns

Add UK income tax estimates, and tax credits for rentals interests and SIPP

Update cost basis with account values

Sensitivity Analysis

HSA pre-existing expenses (before simulation start)

Interest-only loans

support 2nd mortgage/HELOC linked to Home

savings accounts: option for foreign currency + exchange rate

iOS / Android app?

Joint account with Premium, and creator permission settings

Lightweight Budgeting: Enable me to average variable expenditures

Income splitting for Canadians

Add plot for liquid net worth on progress page

Ability to enter cost basis as dollars (instead of percentages)

More detailed 401k input form

Add detailed asset class models

Tax Credit Support

Debt Paydown Schedule

Option to track Expenses

New Asset Class: Aircraft

CPP & OAS Modelling for Canadians

Add fractional/percentage of ownership on assets

Limit to only Medical/Health Care Tax Exemptions that exceed 7.5% of AGI

Include an Account Growth / Interest Rate option to "Match Inflation +/- %"

Australian Government Pension following the asset / income tests

UK - consider adding Cash ISA as an option

Add a specific NQDC account for USA users

Support for US federal FERS pension

Milestones across top of Cash Flow

Modify color of account icons

Household total by account type

Additional financing / down payment options

Model contributions based on a set goal + date

Option to annuitize an account instead of taking withdrawals

Smart ACA tax credit

Import data from CSV

Family Trusts (AU)

Housing - adding projected remodel expense to a housing asset

create equations that combine multiple metrics

Support global variables

Referral discounts

Allow expenses to be excluded from milestone calculations

Generic account

Additional dependent line items

Roth Conversions Linked to Existing Roth Account

Advanced settings / expressions for defining starting value of future expenses / income, etc.

Folders/Nesting system for plans

Chart option to show display cost-basis and unrealized gain for Accounts or Categories

Bonus as percentage of salary

Support modeling of a late medicare enrollment

Drawdown from multiple accounts to meet a certain dollar value.

Emergency Fund (linked to 1 or multiple Savings or Investment Accounts) to be displayed in the current Finances view

Requesting separate Networth for Dashboard and Current Finance view

Grid showing Inc/exp by year in one sheet

End of life medical expense modeling

More options when Cloning a plan

When expenses end before they start, warn instead of error

Add existing contribution room field to tax advantaged accounts

Add Utilities Expense to Real Assets (Building)

Allow tax brackets to remain fixed despite inflation

Cash Flow Priority: "Gift anything left over"

Allow the community to contribute country-specific pension/saving plans

Singapore Tax Config and Account Types

Import "Change Over Time" control points from a CSV

Model Employee Stock Purchase Program (ESPP)

Add tax rules for Ireland

Withdrawal Strategy Specific % changes over time - Australian Super Pension funds

Filter trials by result in "Chance of Success" monte carlo simulation

Support variable mortgage interest deduction limits by state

Add 'NonTaxable' checkbox in More Options in Charity Expense and Custom Expense

Add "Business equity" and value to investments

Sorting Plans

Enhance Pension Plan Modeling to include distinct inflation adjustments

Second user for account

End-to-end cash-flow for Joint Accounts

Be able to categorize an expense as a Tax

Color scheme to differentiate between me and my partner in plan view for stacked graphs

Add Austria tax presets

Ability to combine multiple accounts/investments into a "FIRE Portfolio"

Roth conversion - percentage

Revert tcja taxes back to old taxes starting 2026 - as per current tax law

Defined Contribution Pension, Lump Sum, and Rollover to IRA

Add new Net Worth Calculation that Excludes Primary Residence Equity

European data for automations/helpers

Multiple "What-if" Monte Carlo's

Historical account balance

Expand Yearly Summary Pane metadata & design to Plot Builder

Option For Traditional IRA Contributions Above the Deduction Limit

Personal Financial Statement

Allow Milestones based on other age-based milestones to use negative year offsets

Add the "endowment strategy" for withdrawals

Add "build up to target balance" strategy to other accounts.

Held away account real-time link therough Plaid (or any other)

Add spousal benefit to pension

Add Monthly Payout to Defined Benefit Pension

Allocate Income to partner

Dividend Flexbility

Flexible/Discretionary/Abandoning Expenses

Tax support for other countries

Highlight stacked bar being hovered in tooltip

Add event badges to Sankey modal

Rent vs Buy Analysis inside Housing Asset

Non-concessional super being abandoned early (Bug)

Copy/Paste custom growth rate curves

Clearer Monte Carlo Milestones display

Link to Personal Capital Balances

Scriptable objects & API for advanced users

Triggered Expenses / Donations (a DAF funding idea)

Housing - US Tax estimation for primary residence home sale

US Tax Estimation - Savers Tax Credit (leanfire)

Fine-grained enumeration & tracking of investments

add closing costs field to house purchase

Mortgage Escrow for Property and Insurance Fees

Allow for more than one income tax scheme or picking of deductions

Simple Investment Calculator

US Tax mode. Reporting quirk in summary pane -- LTCG and Unused Deductions

Allow for mortgage biweekly payments

Executive Deferral Plans

Family Limit on HSA does not give $1000 bump for each participant when they are both over 55

Usability suggestion: Roth IRA cash-flow priority

Reorder accounts in various lists

Option to Exclude Assets from Dashboard Net Worth

RRSP tax withholding setting

Y-axis scales automatically to the displayed range.

Allow for entering investment assets by type

Allow for in year tax payments

Selling a house that is underwater should payoff the mortgage in it's entirety

Add feature for Reverse Mortgages

Add arrows (left, right) on age slider

Drag to Re-Order Plans

Add International market experience from other countries beyond the US

Don't move icons when changing simulation criteria

Ability to visualize investment growth rate in simulation results

Add Spain Tax Presets

Link to Account in Plan View from Current Finances

Set annual income as inclusive or exclusive of superannuation

Custom work weeks for hour income

Duplicate "Cash flow priorities" to another Plan

Replace the generic person icon with the icon of the person that the age is based of.

Add YTD metric to Progress Chart

Custom icon for appearance

Separate cost basis and gain in investment withdrawals in Cash Flow chart

Target Line on Plots

Option to display values as percentages

Specify Which Account to use to pay taxes.

Show both partners' ages in X Labels

Modify Australian Superannuation Account types

Persist selected datasets in all plots

Add support for marking a taxable investment account as tax exempt for cap gains or dividend taxes independently

Add investment/retirement account for singapore. Called "CPF"

Allow different tax rates for each person when filing separately

Show owner's name in chart icons

Warn about healthcare coverage gaps

Make the Withdrawal Strategy expense one of the plottable metrics in MC mode

Allow entering email and password immediately

Interest that compounds quarterly

Support for rule of 55 modeling in USA

Add additional options to recurrences to include cut offs

Support Time-Bound Investments with a known end-date such as Certificate of Deposits

Add historical Australian inflation as data source

Add a "Total Outflows" group/expanison panel for Annual Summary

Support 401k Loans

Plan Growth Rates - Conservative, Aggressive, Median

Summary table of retirements ages based on customizable net worth and spending brackets for all plans

Real Assets setup improvements are needed to reflect common scenarios

Store the most recent "Chances of Success" outcome at the Plan level on the Dashboard

In Plan view, Accounts, add "Roth Conversions <timeframe>" in small type under Name

In Plan view, add "Funded from <account name>" under Custom Expense Name in Detailed View

In Plan view, allow more characters in the Name to be visible on larger monitors

Reset Monte Carlo Data Sources to Default

Add a "last updated" tracker to Current Finances accounts

Improved Summary Metrics Column Behavior

Add an option to force all Dashboard charts to the same scale

parental leave - increased granularity

Ability to change principle place of residence to investment property (and vice versa) in plan

Add New York City tax modeling

Add real rate of return to Monte Carlo results table

Add choice for 72t life expectancy tables

Real Estate Transfer Tax

Rental Property Accumulated Passive Losses

Percentage of Income Across Multiple Priorities

Growth Rate Option to Sample Monte Carlo Simulation

Add "Current Balance" option to Cash Flow Priorities

Enhance Locale Settings

Ability to Duplicate Real Assets linked from Current Finances into a plan

Addition of Portfolio Visualizer style growth projections

Add option for Untaxed Super Fund (AU)

Angel investments or funds investments

Add an "end date" to an account's liquidity

Update to 'Locale' on Dashboard -> Display Currency

RTL support in names and descriptions

Term Deposit / GIC / Certificate of Deposit (CD)

Trigger borrowing from a Line of Credit if/when Liquid Net Worth is too low

"Stacked by Account" plots, but grouped or summarized by Account Owner

Separation Modeling (Joint --> Solo)

Periodic asset liquidity

Support for Brazilian pension plans (PGBL and VGBL)

Independence criteria: net worth > 0 at end of life

Pin salaries and assets to top bar to change a variable

Change Export File Naming For Better Sorting

Historical Simulation With Modifier

Add South Afica in internation Tax Presets

Dividend amount vs. yield

Toggle between TCJA tax bracket options

Bi-annual Income Frequency

Allow Rearrange of Custom Plots Order

Create saveable custom income tax settings that can be used in in new scenarios

Increase Simulation Count

Post-Tax Withdrawals

Alerts to advisor's pro account email from Projection Lab based on client activity in connected account

Investments section - Add an option for Provident Fund (India)

Configurable percent of tax deduction for an expense

Smarter Invite Link Pop-ups

Add one off expense option for House expenses.

Routing of custom income to mortgage payment

More fine-grained control over expenses

Credit Cards to incur debt

.CSV file download of future cash flows

Historical and normalized distribution option for real estate returns

Life insurance need

Could Inheritance Tax be included upon death, along with being able to select which accounts are exempt from it

Random number seed for the MC simulation

Add DTI to Info panel under plan view

Line Item Depreciation Enhancement

Selected Year in Plan View should display projected values in plan items

Ability to indicate if an account is included in wealth tax computations

Improved Inflation Increase Calculation

Tax rates modifier over time.

Aggregate Self-employment income for 401k contribution

"I Already Own This" checkbox for Housing Assets created inside the plan.

Add bubbles on chart for achievement of cash-flow priorities

More than one source for House Financing

Additional information on Sankey tooltips

Bonus or Commission Category for Income

For rental income, if it's marked as self-employment income (i.e.an active rental business like AirBnB) it should be eligible for cashflow priorities like 401k / roth 401k

Tracking accounts as well as net worth

Plan-wide Crypto growth rate modelling

Sync notes from accounts to projection page (accounts and cashflow tabs)

Allow saving comparison into a new plan

Account fee on deposits as well as asset balance

Expense and Income card - show range of values for Advanced mode

Flexible expenses - in deterministic mode

Display Income and Expense value range, over time

Pro Account feature: on-boarding of clients, and spinning them off as Premium customers

Display frequency label next to 'Starting Amount' when handling recurring items

Handling of deductions for self-employment income

Grouped accounts

Descriptions for advanced contribution types

Allow negative interest rates on savings

Report on asset allocation relative to set target

Number input for "+X" milestones

More complex investment feature

Syncing with Lunch Money