Option to create a family account, and be able to share with spouse/parents/siblings.
this is a critical feature imo
or at least be able to share with 1 other person (i’m using it for ‘joint’ planning but husband can’t see or adjust assumptions d/t 2 factor authentication)
Definitely agree! This would be really helpful.
If you have a Trust and your children need to understand that this plan continues to them over time.
100% required for couples planning
Might create a new account with email login as mine in tied to google :(
I can export as I’m a paid user but noticed I can’t import in the new account.
I would LOVE LOVE LOVE to be able to do this for my two young adult children just starting their working years.
I agree to both scenarios.
Agree
My wife and I are able to handle couple’s planning by sharing a login and disabling 2fa (not ideal but it works).
But I would love the ability to create a separate profile for my parents for their own finances, distinct from mine and my wife’s.
I know there is a Pro-level tier for advisors but it is too expensive for the use case I have in mind. I would be thinking more like a Family or Friends & Family plan.
I like that idea, too. Certainly see reasons for a cap on plans or profiles, but would be great to have the room to help family and experiment some.
Yes please! Would love my partner to be able to have a life plan, and then a detailed couple view of us both’s networth.
Would this create an additional user login? so this could work if we have a paraplanner and want to give him access to our clients?
Would love the ability to have a plan shared with my partner.
I feel that the advertised feature to allow “planning as a couple” should include support for a couple to each have distinct logins with access to a shared planning set.
Joining chorus of those asking for family accounts. I think there are multiple key use cases (in order of complexity to implement, I think): * sharing existing data with partner. I’m going to try the email_for_one_google_for_the_other approach, but it’s really best if two users could properly have MFA, … to same dataset. * having a family account where we can subsidize PL usage for kids, aging parents, … under one account where we retain some level of admin rights to help. * having support for estate planning in the context of planning asset transfers, etc… between accounts. “When wife and I retire and buy condo, move ownership of house1 to daughter and of condo2 to son” kind of thing. Hope this helps!
Being able to assign ownership of UTMA accounts to kids and to model different methods of paying for college and the tax implications of each would be very helpful.
We are simply sharing the same login, works for DINKs.
Would extend this concept from just sharing ProjectionLab with other family members to include a legacy planning module were beneficiaries can be created and defined for wealth transfer after end-of-life.
I especially want to see RMD, Tax impacts, etc. to the beneficiaries, specifically as part of my Q around should I do a Roth Conversion or not. (To me, that legacy impact seems to be an important part of that decision process…)
Legacy Planning suggestion https://changemap.co/projectifi/projectifi/task/10235-add-legacy-planning/
A family Plan would be great I would like to have sharing access with my wife for our projections but i would also like to create one for my parents I haven’t taken over their finances yet but I do advise them on certain things and having that information readily available would definitely make it easier to plan for them and myself in the future upon their passing
If my spouse and I are going to rely on this we both need to be able to log in. This is an essential feature.
Yes, for spouse to also be able to login. At this point, we just share my login. Of course, if you allow two to login at same time, that brings a host of tech issues for data.
Would definitely love a family feature. Would be great to be able to create a plan for my wife and myself and a completely separate plan for each of my kids and one for my mom.
Also agree that a separate login for spouse to access the joint plan would be great.
Will admit that I’m confused on this idea…
Couples –> what’s wrong with sharing the same ID/PWD between the two people? It would be one paid subscription that both use the same login credentials to work on the same plan(s). There can be a Joint Plan, and Me Plan, and a Spouse Plan all in the same subscription. If the goal is to keep things hidden from the other person, then a separate subscription for each login would be needed…which is how PL works today. Trying to build in an audit trail for which ID did what so that the other ID knows what changed, or how to roll-things-back is a lot of work…especially when the couple should be already communicating/talking this detail out.
Family –> all the family comments above indicate a “build and show” concept, where 1-person is building the plan, and then showing to a family member (to parent, to child, etc.). The approach here would be for the builder of the plan to export their personal file, and then build a new file for their parent/child. That way when the plan builder is showing the parent/child their plan, it only has the parent/child’s details. Just import your personal plan to restore and continue working against. The builder has purchased the PL subscription for building many plans, and many files. If the thinking is that the Parent/Child would take over that PL file, then the Parent/Child would need their own PL subscription, and can easily import the file which was built for them so they now can continue to own and modify.
In my mind, the only way a FAMILY SUBSCRIPTION makes sense is if trying to link PL family member details across models. Instead of having individual PL accounts with manual integrations between the models (parent tells the child Inherited RMD details that the child has to build into their own plan), the family subscription would have some set of links between each of the family member plans (Grandma sets up an UTMA account for their grand child in their PL model, and that automatically shows up in the grandchild’s PL model). This sounds cool, but probably very complex behind the scenes.
I feel like many of the suggestions here are complicated ways of sharing and splitting data between users - but I think many of us just want to be able to have separate logins for, say, myself and my spouse, without having to rely on password sharing. It’s just a security thing. All these other ideas (lots of good ones here) should be separate suggestions.
I agree with Alec. I’m not looking for having separate accounts for my spouse and I, with different views onto the same data or tracking of who changed what. I just want my family member to be able to log into our account with their own email address and password rather than having to use mine. It’s not a big deal, but especially with financial info it feels weird having them log in with my email address and password.
Somehow I didn’t find this suggestion, despite some searching, until after I posted my own: https://changemap.co/projectifi/projectifi/task/10674-allow-for-two-planning-profiles/
TL;DR, some of us don’t co-mingle finances so we really do need two nearly-fully-independent profiles. Feels likes an inverse marriage-penalty to need to pay twice as a couple.
Can’t see the problem personally. My wife and I use PL, we just agreed an a new password we both use for PL under one of our emails.
Come on guys the financial security aspect isn’t really a thing, if it’s your partner you want to have access to PL they would know all your other financial information anyway, particularly if as you say you are jointly planning.
Yep – exactly why I’m confused on this idea.
Plus not only can one create multiple plans within the same model, you can export/import multiple modeling files....so lots of flexibility under the one paid subscription to cover all the couples/family ideas above.
Just agree on a common email/pwd combination for the couples to use…but don’t use a combo that matches any of your credentials to any of your financial institutions.
I’m confused by how this can be confusing to people like Mike.
I’m using my google identity to login, no good way to share that. Could I create a dummy Gmail account, create a new subscription and share that with my wife? Yes, it’s possible, glad it works for you. However we’re in 2025, it would be much more comfortable for her to sign in with her Google identity to our account.
It is not helpful to disregard a feature that you do not need. If you don’t need it or it doesn’t matter to you, don’t vote for it. For those us of us who need this, it is important. (I also have the same google login issue, that keeps me from sharing with my wife)
It seems like there is also a need for more complex sharing scenarios, are there other issues tracked by this tool that cover those issues and/or can they be spun out?
For me, just a simple view only unique URL would suffice. One of those randomized URLs that you can put a time limit (or disable yourself manually)… that links to a plan with everything read-only and non-editable.
I would like to suggest multiple “spouses” - not to promote polygamy in other senses than financial -to model also kids, but more critically companies. For example, I reasonably abused the “spouse” entity to model a Limited Company. The bonus would be if each entity could be attributed its own tax regime. Great for people who are both start-up builders and/or asset company holders. And parents.
yes please, I consider this a critical feature. Along with Role-Based Access Control to grant permissions to edit/view what.