I would appreciate this a great deal on the financial planner side of things. It creates efficiencies on the data gathering side of things. It also strengthens my financial planning offering because I can do a client expense audit, where I find ways to reduce the clients spending naturally.

Reduce travel budget with travel hacking.

Reduce financial fees, etc.

From an advisors perspective this is mandatory. I couldn’t consider subscribing without it. Hopefully we will be notified when this happens.

Don’t forget to considera european banks, PSD2, etc

I am currently using a separate tool for budgeting and transferring big numbers to expenses here. It would be great to have one tool that could do both.

Plaid integration would a god send 🙏

Plaid integration would be unbelievable! Or just acquire Kubera and integrate that into ProjectionLab.

I agree this would be awesome! Currently I use Empower as a net worth tracking tool and their retirement planner looks like a high-school project compared to what you have here. I also use YouNeedABudget which pulls transactions from accounts automatically and lets you categorize them and run reports and stuff. Their product is nice, but really doesn’t give much analysis capabilities.

Plaid has really gone downhill since the acquisition so maybe in addition to projectionlabs you could build a plaid competitor and profit

Yes, would love a plaid integration for real-time account balances. Currently using empower and have been underwhelmed.

I am loving your product.

I’m not sure if the target here is professionals or individuals. I’m just an individual. The best way to hook me is with linked accounts. I would check ProjectionLab much more often. Plaid (or similar) integration seems like it would be outside the core competency for this tool. It might be better to just link to a tool that already does live account linking, like YNAB/Mint/Empower. Not sure if theres APIs for that though.

I’m also thinking the near perfect all in one tool would be a marriage of Kubera and PL. Kubera can cover the account linking, balance updates and performance analysis, and PL can cover all of the planning and modeling, it would be near perfect!

I actually think it would be better not to pursue this. It’d dig into your margin if you used Plaid or force prices up, cause all kinds of support noise, and honestly detract many people with privacy concerns.

I mean shouldn’t it be an option i.e. subscription tier that does automatic linking using plaid if you don’t want it don’t pay for it

I would never use it personally but having it as an option would be fine. I main thing I like about this is not having to link accounts because I don’t want that information being spread around.

I second either mint or empower – they’ve already done all of the API work from there!

Tbh linking accounts even in combo w/ a 3rd party provider is a job for a complete team (just check out what maybe.co tried - and failed at). Plus a lot of ppl are concerned about giving away access to their brokerage accounts.

Long story short: so far I guess PDF imports (I know this sounds old-fashioned) is the way to go.

At least for europe their are import projects open sourced @ github

I agree. I subscribe and use YNAB but also started a subscription on PeojectionLab to analyze my financial options.

I currently Use Xero, its a great example of Intergration to Bank accounts, works well in Australia.

As an individual user, I would not find much value in this. When I have a plan that I like, I do not want it randomly changing when my account balances fluctuate.

Also, it seems that all these linking services ALMOST work. For something like PL, I would spend more time checking and fixing the broken links than it is worth it to me. Now in a checkbook balancing program, this is a very important feature and it is well with the time messing with getting the links to work.

As an individual, this becomes important as you have more accounts. Especially as you have 20+ accounts/assets that need updating.

However, I’d be really happy with a CSV bulk export/import feature that updated balances. Especially if it supported exported formats from Empower/Personal Capital or Kubera. Just being able to export and import would be useful, epsecially for those onboarding the first time into ProjectionLab.

https://www.tillerhq.com/201749how-do-i-get-my-personal-capital-data-into-a-spreadsheet/

Personally, I agree with a previous commenter who also does not like the idea of providing access to their accounts. Rather I prefer a way to load your holdings (stock symbols, mutual funds, etc) and the share quantities,, which would then have their share price updated daily. NO SECURITY ISSUES! Even with all the so-called security measures out there, I have personally had my bank, credit card, and even my security clearance account hacked.

Please do this. Going in and updating each month is a pain.

A https://www.yodlee.com/au integration would be nice. Or even just Upbank integration

I would like to integrate with danish banks and investment banks via aiia.eu. I can help with this integration as well.