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Discord thread with some good back-and-forth on this topic: https://discord.com/channels/869222901054857216/1078050976142987305
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I think I would like to see this one - month granularity would probably be enough
My birthday is in October and notionally I can say I would like to retire at 60
But my company pays yearly bonus in February so I would be really dumb to retire before that’s in the bank.
On the other hand I don’t want to go on working until 61 - ideally I would retire exactly at the end of the UK tax year April 5th so as not to find myself over paying tax and having to claim it back and not be able to prise the overpayment from the taxman grasp until the following year.
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One unfortunate consequence of a yearly granularity is your milestones get kicked out for a full year depending on what happens. For example, if I am to retire at 62 but I try to model buying a new car at 55, it’ll say I’ll retire at 63. In actuality, if I use https://engaging-data.com/fire-calculator and try to model as closely as I can to PL, it says it’ll take an extra 2.4 months.
Monthly granularity would be so useful.
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Per my comment in discord https://discord.com/channels/869222901054857216/1230176992263934003