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  • 29 March 2022 Kyle Nolan created this task

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    Might as well throw in quarterly while at it :)

    16 April 2022
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    quarterly definitely! Monthly would be nice as well. It’s really hard to mentally look at an entire year and see where my “retirement” falls.

    08 August 2022
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    Yes… quarterly, monthly (which is really a year at a glance).

    27 December 2022
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    Discord thread with some good back-and-forth on this topic: https://discord.com/channels/869222901054857216/1078050976142987305

    22 March 2023
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    I think this is needed to allow modeling changes in income or major expenses mid year with at least quarterly, ideally monthly. E.g retiring mid year with partial year of regular income and partial year of retirement income. Thanks

    23 March 2023
  • 29 June 2023 Kyle Nolan moved this task into Suggestions

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    I think I would like to see this one - month granularity would probably be enough

    My birthday is in October and notionally I can say I would like to retire at 60

    But my company pays yearly bonus in February so I would be really dumb to retire before that’s in the bank.

    On the other hand I don’t want to go on working until 61 - ideally I would retire exactly at the end of the UK tax year April 5th so as not to find myself over paying tax and having to claim it back and not be able to prise the overpayment from the taxman grasp until the following year.

    06 August 2023
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    One unfortunate consequence of a yearly granularity is your milestones get kicked out for a full year depending on what happens. For example, if I am to retire at 62 but I try to model buying a new car at 55, it’ll say I’ll retire at 63. In actuality, if I use https://engaging-data.com/fire-calculator and try to model as closely as I can to PL, it says it’ll take an extra 2.4 months.

    Monthly granularity would be so useful.

    13 August 2023
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    I plan most things by monthly basis so I would like this a lot.

    14 September 2023
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    I’d like to be able to use the projections for monthly budget planning, not just yearly milestones.

    04 November 2023
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    I would like monthly. I check my accounts monthly and having the month of retirement or starting SS would improve accuracy of projections.

    21 January
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    Agree, monthly adds a much better resolution to the plan and can make significant difference. Most people don’t collect a full 12 months when they first start collecting a pension or begin drawing down their assets.

    Final year of employment would likely be a full year as well.

    11 March
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    I would like monthly, too.

    18 April
  • 18 April
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    Agreeing with earlier comments – there are lots of things that happen during a year that could affect plans, e.g. bonuses for employed people, tax payments, big purchases on certain dates. And for people approaching retirement, the ability to know the value of “just another month” (or six) is also important. One more important date for retirement/tax reasons – a birthday! E.g. when someone turns 55 while working with a 401K or when someone turns 59 1/2… or when someone turns 70 and wants to plug in Social Security right away…

    24 May
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    Very interested in monthly granularity in order to see how smaller changes to current income could affect my retirement date by less than a year.

    26 May
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    Monthly changes would be incredibly helpful

    04 June
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    this is exactly my use case and why I am asking for this feature.

    20 June
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    It’s not clear from the description, but this granularity must include specifying Retirement Date for “myself” and “spouse” to the same level of granulatiry (ideally monthly).

    IMO adding this granularity for the retirement date is most important. Granularity can be added incrementally to different functions/values.

    20 June
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    It would be great to be able to plan in a finer granularity like weekly or per fortnight (like a cashflow management system).

    I acknowledge that there might be certain aspects that might require some thought as there are some assumptions of annual period (e.g. Tax event) that needs to make them work with a weekly/monthly granularity. However, having a projection graph that works with short-term financial planning would greatly enhance this app.

    24 June
  • 01 September