I would like to be able to draw down from multiple accounts. For example, in Australia, we have a minimum drawdown rate once you reach a certain age. So if you’re 65 years old in 2024, you will need to draw down 5% from your account-based pension. Ideally, I’ll like to be able to top up the difference from another account (ie my taxable investment) to cover the annual expense.

Refer to Table 11 on https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/payments-from-super

+1 All drawdowns happen from my taxable account, leaving my wife’s account intact. It would be great to be able to specify what taxable accounts (or any other type of account really) it should draw from. Perhaps even a configurable percentage, like 70% from my taxable accounts ant 30% from my wife’s!

The current drawdown is serial, once one is down to zero the next starts. Can we have all in parallel with a relative percentage of each source? I want to drawdown $100k each year but 40% from IRA and 60% from Brokerage.

At the moment, I can only drawdown from our taxable account. We have many years of Roth conversions and paying for these taxes draws down this account and, in my model, nearly depletes it. In reality, we plan to pull equally (or some % each) from 2 accounts. One account being the taxable and the other account being a line of credit LOC. I would like to setup a pseudo account that represents this line of credit to split these yearly costs between the LOC and the taxable account. Thanks

Yes would be great to specify the % of drawdown from ISA and SIPP for me and different again for my wife

This is what I was looking for - it would be nice to choose a % and/or $ amount for variety of accounts for drawdown (at the moment, wishing for 400k T IRA, including Roth conversion, and above that, taxable account use…to stay in 24% tax bracket - as an example).

Our implementation of this original ask will be part of the next release. It’ll be incorporated into a much broader system of drawdowns and optimizers.

Fantastic news across these plans, thanks very much and just love the program, grateful for your efforts and rapid upgrades on top of it.

Yes, thank you very much. Looking forward to trying it.