I would like to be able to draw down from multiple accounts. For example, in Australia, we have a minimum drawdown rate once you reach a certain age. So if you’re 65 years old in 2024, you will need to draw down 5% from your account-based pension. Ideally, I’ll like to be able to top up the difference from another account (ie my taxable investment) to cover the annual expense.

Refer to Table 11 on https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/payments-from-super

+1 All drawdowns happen from my taxable account, leaving my wife’s account intact. It would be great to be able to specify what taxable accounts (or any other type of account really) it should draw from. Perhaps even a configurable percentage, like 70% from my taxable accounts ant 30% from my wife’s!

The current drawdown is serial, once one is down to zero the next starts. Can we have all in parallel with a relative percentage of each source? I want to drawdown $100k each year but 40% from IRA and 60% from Brokerage.