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I would like to be able to draw down from multiple accounts. For example, in Australia, we have a minimum drawdown rate once you reach a certain age. So if you’re 65 years old in 2024, you will need to draw down 5% from your account-based pension. Ideally, I’ll like to be able to top up the difference from another account (ie my taxable investment) to cover the annual expense.
Refer to Table 11 on https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/payments-from-super