Completed
Fixed Contributions for retirement accounts HSA, Roth IRA, Traditional IRA
401k allows you to select “Contributions are fixed”.
This should exist for all retirement account types. The logic would be that if there is eligible** income, the contributions would be made by drawing down taxable accounts and cash reserves.
Eligible Income: - earned income for IRAs, applying spousal IRA rules as well - any income for HSAs (passive income can be used here)