Suggestions

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Enhance the Drawdowns to be only up to certain amounts or tax brackets

I want to model a drawdowns from a blend of Roth IRA withdrawals and Taxable Investments / Brokerage Accounts (with estimated long term capital gains) to be able to control my MAGI/AGI to stay under limits for tax brackets, or 0% long term capital gains, or % of the Federal Poverty Limit to qualify for Affordable Care Act Premium Tax Credits. Specifying only an order for Drawdowns doesn’t allow for this.

12 votes

Tagged as Suggestion

Suggested 21 March 2023 by user Al

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  • 21 March 2023 Al suggested this task

  • 21 March 2023 Kyle Nolan approved this task

  • avatar
    Grigoriy Vaysman

    This would be extremely useful not only to stay under limits for specific tax credits, but to generally optimize withdrawals over time by smoothing tax brackets over life of the plan

    04 February