Completed
New Milestone: When <account> balance reaches <criteria>
I’d like to set a milestone tied to a more specific financial goal than is currently available. Specifically, I’d like to set an Emergency Fund milestone that can then be used in cash-flow targets.
This would let me set up cashflow priorities and model something like:
- Contribute to 401k up to employer match from now until EF Milestone is met.
- Build and maintain savings balance in cash.
- Contribute to 401k up to maximum contribution from EF Milestone to retirement.
Without that, I can have a rough idea of when I’ll hit the EF goal while maxing out the 401k, OR I can know when I’d hit that goal while contributing $0 to the 401k, but it’s hard to get a more nuanced approach without lots of manual fiddling.
This would also just make it easy to see account-based milestones on the plot. “Liquid net worth” includes a lot of money that isn’t entirely liquid IMO because of the early-withdrawal penalties on retirement accounts, so being able to set a milestone that incorporates only specific accounts would be nice to provide another way of summing up money.